Balance Transfer of Personal Loan Overview
Personal loans are handy when you are in a spot and need some urgent cash. Personal loans is taken to fill the short term capital fund for business expansion or any urgent requirement. Be it a loan for holiday abroad, your child's education, and loan for marriage or wedding personal Loan is the best option. Personal loans is availed without any security collateral. Personal loans can be availed through simple documentation.Balance Transfer of personal Loan with Top up
Balance Transfer is an option where you can transfer your existing Loan to new lender. The process in which the customer transfers his existing Personal loans to new Lender is called as Balance Transfer of Personal loans. Generally customers tend to shift from the present Lender to new Lender on the basis of the Lower interest rate offered by the new lender. Lower interest rate means you will have to pay less interest rate on your existing Loan. Normally Banks offers top up amount (additional amount) while doing Balance Transfer of Personal loans. Top up amount is an option where the customer can avail extra amount for his personal use. The end use of the amount is not monitored by the bank so the customers can use this amount for his personal use. Balance Transfer of Personal loans with Top Up is a good option for the customers as the customer can transfer his existing Personal Loan for better rate of interest and can avail extra amount for his personal use.Balance Transfer of Personal Loan Features and Benefits
- Our expertise to get u the right Banks / Institute to fulfill your requirement.
- Loan repayment in flexible tenures from 12 months up to 60 months.
- No collateral/ guarantor / security required.
- Speedy approvals
- Attractive Rate of Interest
- Special Interest Rate for professional Doctors/ CA & Architect.
- Minimum/Hassle free Documentation.
- Funds available for business expansion, working capital, child's education or home renovation.
- Convenience of doorstep service.
Balance Transfer of Personal Loan Process
There are several steps in the Balance Transfer of personal Loan process. Here are the steps in brief:- Application form & Document submission
- Cibil report check
- Residence verfication
- Office verification
- Eligibility calculation
- Personal Discussion
- Credit decision
- Signing of agreements and submitting post-dated cheques
- Disbursement
Balance Transfer of Personal Loan Eligibility
SELF EMPLOYED INDIVIDUAL
An Indian ResidentYou should be in business for a minimum of 3 years.
You should be self employed Minimum 24 to maximum 65 years of age.
Your current place of residence should be occupied for a minimum of 3 years in the city.
You should have residence or office owned
SELF EMPLOYED PROFESSIONAL
- An Indian Resident
- You should be in business for a minimum of 3 years.
- You should be self employed Minimum 24 to maximum 65 years of age.
- Your current place of residence should be occupied for a minimum of 3 years in the city.
- You should have residence or office owned
Salaried
- You should have 3 years work Experience.
- Your Minimum age should be 24
- Your maximum age should be 58/60 at the time of closer of the loan.
- You should have Minimum Rs 20000/- Net Salary
Contact Info :
Office No 35, Ground Floor,
Shiv Shambhu Chs (Seawoods), L.T. Road.
Borivali (West), Mumbai - 400092.
Telephone: 022 - 65662010 / 022 - 69000012 / 022 - 69000033
E-mail: info@cfplindia.com / cfpl@live.in
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